By accessing or using CMA, you agree to these Terms of Service (“Terms”). Please read them carefully.

If you do not agree with any part of these terms, you must stop using CMA immediately.

1. Acceptance of Terms

By using CMA, creating an account, or posting content, you confirm that:

• You are at least 13 years old (or the legal age in your country).
• You agree to comply with these Terms, our Privacy Policy, and any additional rules posted on the platform.

2. Use of the Platform

You may use CMA for lawful purposes only. You agree not to:

• Post or share illegal, copyrighted, or offensive content.
• Interfere with the platform’s functionality or attempt to access unauthorized areas.
• Use CMA to promote hate speech, violence, misinformation, or spam.
• Use automated tools (bots or scripts) to manipulate engagement, earnings, or traffic.

Violation of these terms may result in suspension or permanent account removal.

3. User Accounts

3.1. Registration

To access certain features, you must create an account with accurate information, including a valid email address.

3.2. Account Responsibility

You are responsible for:

• Keeping your login credentials confidential.
• All activities performed under your account.

If you suspect unauthorized access, contact us immediately at [email protected].

4. User-Generated Content

CMA allows users to publish original content such as articles, videos, and audio files.

By submitting content, you agree that:

• You own or have the rights to share the material.
• Your content complies with all applicable laws and Google content standards.
• You grant CMA a worldwide, royalty-free, non-exclusive license to display, distribute, and promote your content across the platform.

You retain full ownership of your content. CMA only uses it for platform operations and promotion purposes.

5. Content Rules

You may not post content that:

• Infringes copyrights, trademarks, or personal rights.
• Contains pornography, nudity, or sexually explicit material.
• Promotes hate, discrimination, or violence.
• Encourages illegal or harmful activities.
• Violates Google AdSense content guidelines.

CMA reserves the right to review, modify, or remove any content that violates these rules or harms the community.

6. Monetization and Earnings

6.1. Monetization Eligibility

Eligible users can earn money through ads, referrals, and sponsored promotions.

Your participation may require meeting certain activity or quality standards.

6.2. Payment and Withdrawals

• Payments are processed securely through approved methods (e.g., bank transfer, wallet).
• Minimum withdrawal thresholds may apply.
• CMA reserves the right to withhold or adjust payments for fraudulent or invalid activity.
• You are responsible for complying with local tax laws.

6.3. Ad Policies

CMA integrates Google AdSense and other ad partners.

All content must comply with Google Publisher Policies, including those related to:

• Prohibited content (e.g., adult material, violence, illegal products)
• Invalid traffic (click fraud, automated impressions, etc.)

Violation of ad policies can result in loss of monetization or account termination.

7. Copyright and DMCA Policy

If you believe your copyright has been infringed on CMA, please send a DMCA notice to [email protected] containing:

• A detailed description of the copyrighted work.
• The exact URL of the infringing content.
• Your contact information.
• A statement that you are the rights owner or authorized agent.

CMA will review and take appropriate action promptly.

8. Account Termination

We may suspend or terminate your account if:

• You violate these Terms or applicable laws.
• You engage in fraudulent activity or abuse the platform.
• Your behavior negatively impacts the community or advertisers.

You may delete your account at any time through your settings or by contacting [email protected].

9. Privacy and Data

Your use of CMA is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal data.

By using CMA, you consent to our data practices outlined there.

10. Third-Party Links and Services

CMA may include links to third-party websites or services (e.g., ads, payment gateways, social logins).

We are not responsible for their content, privacy practices, or policies. Use them at your own discretion.

11. Limitation of Liability

To the fullest extent permitted by law:

• CMA is not liable for any indirect, incidental, or consequential damages resulting from your use of the platform.
• We make no warranties regarding uninterrupted access, data accuracy, or content reliability.

12. Indemnification

You agree to indemnify and hold harmless CMA, its owners, and affiliates from any claims, damages, or expenses arising from your:

• Use of the platform
• Violation of these Terms
• Infringement of any rights or applicable laws

13. Modifications to the Terms

CMA reserves the right to modify or update these terms at any time.

When changes occur, we will update the “Last Updated” date.

Your continued use of CMA after updates means you accept the revised terms.

14. Governing Law

These Terms are governed by and construed under the laws of Nigeria, without regard to conflict of law principles.

Any disputes will be subject to the exclusive jurisdiction of Nigerian courts.

15. Contact Us

For questions or legal concerns regarding these terms, please contact us: